Credit Committee

林女士以新加坡為基础，从1990至2014 一直于银行业发展, 活躍於私人银行业务。她的個人的信誉、网络和投资技巧，主要是通過花旗银行、新展银行（DBS）, 歐洲各信贷银行以及商业银行和瑞士银行；如EFG和瑞银（UBS）。透過她投资的高淨值客戶，包括股票基金，管理总额超過10亿美元的资产。此外，林女士個人拥有广泛而強大的全球金融中介网络，无论是商务企业，金融机构，家庭办公室和個人投资者。 

自2009年起，林女士已开始帮助一些未能于她服务的银行贷款的客戶，以上市股票质押成功贷款。在2014年离开银行业后，她创立私人公司，凯利思资本公司(Charismatic Capital Ltd) 也打造了新的团队，主要提供股权融资。她不仅成功幫助无数客戶融资，更加能夠参于借贷方的信贷決策。因此，她对许多行业有着深厚的认识和经验。基於在股票融资和交易管理技能方面的专長，林女士毅然決定出擊，业务至今一直很活躍成功。

Being a go-getter, Ms Lam intends to build this lending business in a much bigger way as its potential is too huge to be ignored. Therefore, she started to set up her own Private Debt Fund , Charismatic Debt Equity Fund , first in Ireland in March 19 and then second in Singapore in March 21, and thirdly , Charismatic Private Debt Fund in May 2024. Charismatic Capital is the Investment Consultant to all the regulated Funds. . Being a regulated Lender gives comfort to both borrowers and investors . This differentiate itself strongly from the competitors which are mostly unregulated and unlicensed private lenders. Since then , it has attracted investment funds from high net worth family offices , individuals and institutional investors.

她經常被邀請為演講嘉宾，分享她對股票融资的看法。2020尾被CNBC媒体采访https://www.cnbc.com/video/2020/12/07/heres-how-this-private-lender-manages-default-risks-in-margin-stock-loans.html。 

林女士本身拥有新加坡國立大學工商管理學士學位，主修財務。