Charismatic Debt Equity Fund respects your right to privacy and will only process your personal information in accordance with the Data Protection Act 1998 and any other applicable laws and regulations. In particular, we are committed to keeping your personal information confidential and will only give it to others for the purposes set out in this Privacy Policy.

This privacy policy governs the collection, storage and use of personal information collected by us, Charismatic Debt Equity Fund , via our website at www.charismatic.fund and by using our services. It provides you with details about the personal information we collect from you, how we use your personal information and your rights to control personal information we hold about you. Please read this privacy policy carefully – by accessing and using this website, you confirm that you have read, understood and agree to this privacy policy in its entirety. If you do not agree to this privacy policy in its entirety, you must not use this website or our services. We may update this Privacy Policy from time to time and so you should check back periodically. By continuing to use our website or our services, you agree to any such updates or amendments.

In this privacy policy, the following terms have the meanings set out below:

“Charismatic”, “we”, “us” and “our” means Charismatic Debt Equity Fund;

“you” and “your” means a user of the website and the services provided via it.

The information we may collect about you

(a) When you access or browse this website (including when you submit personal information to us through data entry fields on the website), continue to use this website and through our application or verification processes, we may collect information from you, which may include the following personal information:

(i) your name;

(ii) your email details;

(iii) correspondence with us by email.

We may also collect:

(iv) information you provide in our registration or application processes (including, if you are a borrower, agent or investor); and

(v) data about your activities using our website/software, including information about your computer (for example, your IP address, operating system and browser type): for more information please see our Cookies policy below.

(a) If you give us false or inaccurate information and we suspect or identify fraud, we will record this.

(b) If false or inaccurate information is provided and fraud is identified, details will be passed to fraud prevention agencies.

What we do with the information we gather

Your information will be used to provide you with information and services that you request from us, to enable us to provide you with information that we feel may be of interest to you and for other legitimate business purposes. This may include using your information to improve our products and services. Where you have consented to us doing so, we may periodically send promotional emails about new products, special offers or other information which we think you may find interesting using the email address which you have provided and may provide your details to carefully selected third parties for the same purpose.

Where you have consented to us doing so, we may, from time to time, also use your information to contact you for market research purposes. We may contact you by email. We may use the information to customize the website according to your interests.

Remarketing is a way for us to connect with users, based upon your past interactions with the Charismatic Debt Equity Fund website. Third-party marketing vendors may be hired by Charismatic Debt Equity Fund to perform remarketing services. As a result, third-party vendors, including Google, may show Charismatic Debt Equity Fund ads on sites on the internet. Third-party vendors, including Google, use cookies to serve ads based on a user’s prior visits to the Charismatic Debt Equity Fund website.


How we may share the information we collect about you

Information you provide may be shared with the Charismatic Debt Equity Fund and our service providers. We may disclose your information to third parties where you have consented for us to do so, where we are under a legal, regulatory or professional obligation to do so, or where we merge, reorganise or transfer all or part of our business we may disclose information to successors of the business.

We may also collect anonymized details about visitors to the website for the purposes of aggregate statistics or reporting purposes and to calculate referral fees. However, no single individual will be identifiable from the anonymized details we collect or disclose for these purposes.

What cookies do we use?

We use the following cookies:

(i) Strictly necessary cookies. These are cookies that are required for the operation of our website. They include, for example, cookies that enable you to log into secure areas of our website. They do not gather information about you that could be used for marketing purposes or remembering where you’ve been on the Internet.

(ii) Analytical/performance cookies. They allow us to collect information about how you use our website, such as, how you move around our website and if you experience any errors. These cookies do not collect any information that could identify you; all of the information collected is anonymous and is only used to help us improve the way our website works, understand what interests our users and measure how effective our advertising is.

(iii) Functionality cookies. These are used to recognise you when you return to our website. This enables us to personalise our content for you, greet you by name and remember your preferences and improve your visit.

Generally, cookies which are strictly necessary for the operation of the website will expire when you leave the website. Other cookies may be more permanent or not expire unless you actively delete them.

How to reject cookies

If you want to reject any of the cookies that we use, then you will need to change your website browser settings.

Security

Whilst we take appropriate technical and organisational measures to safeguard the personal information that you provide to us, we accept no liability if communications are intercepted by third parties or incorrectly delivered or not delivered.

Opt-out terms

You may “opt-out” of receiving promotional emails from Charismatic Debt Equity Fund by following the instructions in those emails. You may also send requests relating to promotional messages and your permission for sharing information with third parties for their marketing purposes by emailing funds@charismatic.capital. Opt-out requests will not apply to transactional service messages, including messages about your current Charismatic Debt Equity Fund services

Terms of Use

By using the Charismatic Debt Equity Fund website (the “Site”), you acknowledge your agreement with and understanding of the following Terms of Use pertaining to this Site including all material on it.

Charismatic Debt Equity Fund reserves all rights with respect to copyright and trademark ownership of all material at this Site and will enforce such rights to the full extent of the law.

The Charismatic Debt Equity Fund is managed by Carrington RHT Investments Pte Ltd, which is a company that is authorised and regulated by the Central Bank of Ireland and registered with the Monetary Authority of Singapore.

1.Charismatic Debt Equity Fund is not responsible for the content of any site linked or linking to this Site. Your linking to any off-Site pages or other sites is at your own risk.

2. No material at this Site shall be used or considered as an offer to sell or a solicitation of any offer to buy the securities or services of Charismatic Debt Equity Fund. Offers can only be made where lawful under, and in compliance with, applicable law.

3. Charismatic Debt Equity Fund makes no representations that transactions, products or services discussed on this Site are available or appropriate for sale or use in all jurisdictions or by all investors. Those who access this Site do so at their own initiative and are responsible for compliance with local laws or regulations.

4. While Charismatic Debt Equity Fund uses reasonable efforts to obtain information from reliable sources, Charismatic Debt Equity Fund makes no representations or warranties as to the accuracy, reliability or completeness of any information or document at this Site obtained outside of Charismatic Debt Equity Fund. Opinions and any other contents at this Site are subject to change without notice.

5. Charismatic Debt Equity Fund is not utilising this Site to provide investment or other advice, and no information or material at this Site is to be deemed a recommendation to buy or sell any securities or is to be relied upon for the purpose of making or communicating investment or other decisions. Any transactions listed on this Site are included as representative transactions and are not necessarily reflective of overall performance.

6. The Site and the materials on this Site are provided “as is” and “as available”. Charismatic Debt Equity Fund makes no representations or warranties of any kind, whether express, implied, statutory or otherwise regarding the Site or the materials on the Site including any warranty that the Site or any materials on the Site or any part or use of the Site will be uninterrupted, error-free or free of harmful components, or that any information provided to Charismatic Debt Equity Fund or available on the Site will be secure, accurate, timely, up-to-date, reliable or not otherwise lost or damaged. Except to the extent prohibited by law, Charismatic Debt Equity Fund excludes all warranties, including any implied warranties of merchantability, satisfactory quality, fitness for a particular purpose, non-infringement or quiet enjoyment and any warranties arising out of any course of dealing or usage of trade.

7. All the Intellectual Property Rights in the Site, and the information on the Site or provided by us to you, shall vest and remain vested in us or the third party owners. Except as expressly provided in these Terms of Use, you obtain no rights from us or our licensors, including any rights related in or related to any Intellectual Property Rights.

8. For the purposes of these Terms of Use, “Intellectual Property Rights” means all patents, rights to inventions, utility models, copyright and related rights, trade marks, service marks, trade, business and domain names, rights in trade dress or get-up, rights in goodwill or to sue for passing off, unfair competition rights, rights in designs, rights in computer software, database rights, semi-conductor topography rights, moral rights, rights in confidential information (including know-how and trade secrets) and any other intellectual property rights, in each case whether registered or unregistered and including all applications for and renewals or extensions of such rights, and all similar or equivalent rights or forms of protection in any part of the world.

9. We grant you a limited, revocable, non-exclusive, non-sub licensable, non-transferable licence to do the following during the term of these Terms of Use to access and use the Site solely in accordance with these Terms of Use. You may not make a permanent copy of or reproduce any information from the Site in any form. You may not reproduce or incorporate any information or content from the Site into any other web site or material. You may only print, display or download temporary copies of the content to your own computer for your own use in accordance with these Terms of Use.

10. During and after the term of these Terms of Use, you will not assert, nor will you authorise, assist, or encourage any third party to assert, against us or our licensors, any patent infringement or other Intellectual Property Rights infringement claim regarding the Site.

11. You undertake not to use the Site to:

a) harvest or collect email addresses or other financial, personal or contact Information of other users of the Site by electronic or other means for the purposes of sending unsolicited communications outside the Site;

b) to create a database (electronic or otherwise) that includes Information downloaded or otherwise obtained from the Site except to the extent expressly permitted under this Agreement;

c) transmit or re-circulate any information obtained from the Site to any third party except where expressly permitted by us or on the Site;

d) use the Site in any unlawful manner or in any other manner that could damage, disable, overload or impair the Site or the servers on which it is hosted;

e) use automated scripts to collect Information from or otherwise interact with the Site;

f) upload, post, publish, display, transmit, share, store or otherwise make available on the Site any information that we may deem:

i. be misleading, harmful, threatening, unlawful, libellous, defamatory, infringing of any Intellectual Property Rights, abusive, inflammatory, harassing, vulgar, obscene, fraudulent, invasive of privacy or publicity rights, hateful, or racially, ethnically or otherwise objectionable; and/or

ii. to contain software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; and/or

iii. to be unsolicited or unauthorized advertising, solicitations, promotional materials, “junk mail”, “spam”, “chain letters”, “pyramid schemes” or any other form of solicitation; and/or

iv. to be the private information of any third party, including, without limitation, addresses, phone numbers, email addresses, National Insurance numbers or other identifiers, credit card numbers and/or debit card numbers; and/or

v. to be an attempt to promote or market any goods or services for your own financial benefit;

g) impersonate any person or entity, or falsely state or otherwise misrepresent yourself, your age, your financial employment or personal circumstances or your affiliation with any person or entity;

h) solicit personal information from anyone under 18 or solicit passwords or personally identifying information for commercial or unlawful purposes; or

use the Site in such a way so as to remove the copyright or trade mark notice(s) from any copies of any information made in accordance with these Terms of Use.

13. You agree on demand to indemnify and hold each other user, us, our subsidiaries and affiliates and each of our directors, officers, agents, contractors, partners and employees, harmless from and against any loss, liability, claim, demand, damages, costs and expenses, including reasonable legal fees and expenses, and all registration fees and duties, arising out of or in connection with:

a) your conduct in connection with the Site or with other users of the Site; and

b) any breach by you of these Terms of Use or the infringement of any Intellectual Property Rights or other rights of any third party.

14. You are solely responsible for your interactions with other users of the Site. We reserve the right, but have no obligation, to monitor disputes between you and other users.

15. Subject to the provisions of these Terms of Use, we are not responsible for third party information downloaded or any information posted by other users to the Site.

16. We welcome ‘links’ to the home page of the Site, but not ‘deep linking’ by which we mean that you may not include a link to any page of the Site that is not the home page. You must not display the contents of the Site (or any page from it) or allow it to be displayed surrounded or framed or otherwise surrounded by material not originating from us without our prior written consent.

17. The Site is not intended for distribution to, or use by, any person or entity in any jurisdiction where such distribution or use would be contrary to any laws, regulations, rules and regulatory guidance which may be applicable from time to time.

18. By agreeing to these Terms of Use, you represent and warrant to us that:

a) you understand and acknowledge that while we make reasonable endeavours to ensure the accuracy of the information that we are provided with, and which in turn, is provided to you, neither we nor any of our or directors or employees make any representation or warranty, express or implied, as to the accuracy, completeness or reliability of such information;

b) all details, information, representations, identification and other documentation is true and accurate in all material respects;

c) you are entering into these Terms of Use as principal and not as agent or on behalf of any third party;

d) execution, delivery and performance of any aspect(s) of these Terms of Use will not violate any law, ordinance, charter, by-law or rule applicable to you or the grantor of the same, or any other agreement by which you or such grantor are bound or by which any of your or their assets are affected;

e) you will not send funds to the any Charismatic Debt Equity Fund entity other than by using the payment methods specified by us;

19. You shall be liable to us for any loss or damage suffered by us as a result of your breach of these Terms of Use or for your negligence, fraud or wilful misconduct.

20. We shall only be liable to you for any loss or damage which results directly from our breach of these Terms of Use, negligence, fraud or wilful misconduct.

21. Whilst Charismatic Debt Equity Fund takes every care to ensure that the standard of the Site remains high and to maintain the continuity of it, you acknowledge and agree that the internet is not always a stable medium, and errors, omissions, interruptions of service and delays may occur at any time. As a result, we do not accept any ongoing obligation or responsibility to operate the Site to a certain level of availability (or any particular part of it).

22. We will not be liable for any indirect, incidental, special, punitive or consequential damages, loss of business, loss of profits, loss or corruption of data, loss of goodwill or reputation caused by any act or omission by us under any aspect of these Terms of Use.

23. Nothing in these Terms of Use shall limit any party’s liability for personal injury or death, or for any other liability which may not be excluded by law.

24. No party shall be liable for any failure or delay in the performance of any obligation under these Terms of Use (except any payment obligation) by reason of any cause beyond that party’s reasonable control.

Website Disclaimer

Important Information

Please read the following information carefully. By accessing this website you agree to the below terms and conditions (the “Terms and Conditions”).

This website is designed solely for persons who are Professional Investors for the purposes of the Alternative Investment Fund Managers Directive (Directive 2011/61/EU) (“AIFMD”), or as otherwise defined under applicable local regulations and to whom this website (and any information on it) may be lawfully be directed in any relevant jurisdiction. The definition of professional investor under AIFMD can be found here. If you are not a Professional Investor, you should not proceed any further.

By accessing this website, you confirm that you are a Professional Investor and expressly acknowledge that you have read and understood the Terms and Conditions. If you choose to continue, you agree to be bound by the Terms and Conditions detailed herein.

This website is owned, maintained, operated and communicated by Carrington RHT Investments Pte Ltd (“CC”), which is authorised and regulated by the Central Bank of Ireland and registered with the Monetary Authority of Singapore.

Terms and Conditions

In these Terms and Conditions, references to “you” and “your” are references to any person using or accessing (or attempting to use or access) this website.

INFORMATION ON THIS WEBSITE

This website provides general information about Charismatic Debt Equity Fund and the investment funds it manages.

The information on this website (the “Information”) is directed only at persons or entities in any jurisdiction or country where access to and use of such information is not contrary to local law or regulation. Accordingly, all persons who access this website are required to inform themselves of and to comply with any such restrictions. Some funds are not available, and offering materials relating to them will not be distributed, to persons resident in any country where such distribution would be contrary to local law or regulation.

The Information is provided for information purposes only and does not constitute an invitation, offer or solicitation to engage in any investment activity, including to buy or sell any investment, including any units or shares in any fund. The information is provided on the basis that you make your own investment decisions and do not rely upon it. Charismatic Debt Equity Fund is not soliciting any action based on it and it does not constitute, and should not be construed as, a personal recommendation or investment advice to buy, sell or otherwise transact in any investment in any jurisdiction.

The Information is not intended to be relied upon as a forecast, research or tax, accounting regulatory, legal, insurance or investment advice. You should seek professional advice before making any investment decisions. Any investment decision that you make should be based on an assessment of the risks in consultation with your investment adviser.


ACCURACY OF INFORMATION

Although the Information has been obtained from, or is based upon, sources that Charismatic Debt Equity Fund consider to be reliable, it is not guaranteed as to its accuracy or completeness. The Information is provided without obligation on the part of Charismatic Debt Equity Fund or its directors, officers, employees and agents on the understanding that any person who acts upon it does so entirely at his own risk.

Information is current only as at the date it is first posted and may no longer be true or complete when viewed by you. Charismatic Debt Equity Fund cannot guarantee that content will be accurate, complete and current at all times. All content on the website is subject to modification from time to time without notice.

CONFIDENTIALITY

You acknowledge that the Information is strictly confidential and agree to treat it as such.

COPYRIGHT, TRADEMARKS AND OTHER RIGHTS

Copyright, trademarks, database rights, patents and all similar rights on this website and the Information are owned by Charismatic Debt Equity Fund, its licensors or relevant third party providers. You may use the Information and reproduce it in hard copy for your personal reference only. The Information may not otherwise be reproduced, distributed, stored or transmitted to any person in any form or by any means or incorporated in any way into another database, document or any other materials without Charismatic Debt Equity Fund’s prior written consent. Nothing on this website should be considered as granting any licence or right under any trademark of Charismatic Debt Equity Fund or any third party.

ACCESS

Charismatic Debt Equity Fund reserves the right to suspend or withdraw access to any page(s) included on this website without notice at any time.

COMPLIANCE WITH LAW AND REGULATION

When using this website, you must comply with all applicable local, national and international laws and regulations. It may be illegal to download the information contained on this website in certain countries and Charismatic Debt Equity Fund and its directors, officers, employees and agents disclaim all responsibility if you download any information from this website in breach of any law or regulation of the country in which you reside.

NO LIABILITY

No representation, warranty or undertaking is given as to the accuracy or completeness of the Information by Charismatic Debt Equity Fund and no liability is accepted by such persons for the accuracy or completeness of such Information. In no event will Charismatic Debt Equity Fund be liable to any person for any direct, indirect, special or consequential damages arising out of any use of the Information, or on any other hyper-linked site, including, without limitation, any lost profits, business interruption, loss of programs or data on your equipment, or otherwise, even if Charismatic Debt Equity Fund is expressly advised of the possibility or likelihood of such damages.

You should be aware that the internet is not a completely reliable transmission medium. Charismatic Debt Equity Fund does not accept any liability if, for any reason, this website is unavailable at any time or for any period or for any data transmission errors such as data loss or damage or alteration of any kind or for the security or confidentiality of information transmitted across the internet to or from Charismatic Debt Equity Fund. Any such transmission of information is entirely at your own risk and any material downloaded from this website is downloaded at your own risk.

LINKED WEBSITES

This website may be linked to third party websites or contain information provided by third parties. Charismatic Debt Equity Fund does not make any representation as to the accuracy or completeness of such websites or information, has not and will not review or update such websites or information, and cautions you that any use made of such websites or information is at your own risk. Charismatic Debt Equity Fund does not accept any liability arising out of the information contained on any linked website or information on this website provided by a third party.

RISK WARNINGS

No investment strategy is without risk. All investors should consider investing only if they can accept the risks associated with investing including a loss of invested capital. No investor should invest without a thorough reading of the risk factors associated with each investment strategy in official documentation provided for each fund or strategy.

INDEMNITY

You agree to indemnify, defend, and hold harmless Charismatic Debt Equity Fund, its affiliates, associates and licensors, and the officers, partners, employees and agents of Charismatic Debt Equity Fund and its affiliates, associates and licensors, from and against any and all claims, liabilities, damages, losses, or expenses, including legal fees and costs, arising out of or in any way connected with your access to or use of this website and the Information or any breach of these Terms and Conditions.

VARIATION

Charismatic Debt Equity Fund may delete or make changes to these Terms and Conditions and to the Information contained on this website at any time. Where Charismatic Debt Equity Fund makes changes to these Terms and Conditions, you will be required to accept such changes in order to continue to use the website. If you do not accept such revised Terms and Conditions, you may no longer be able to access the website.

If any provision of these Terms and Conditions is found by any court or authority of competent jurisdiction to be illegal, void or invalid under the laws of any jurisdiction, the legality, validity or enforceability of the remainder of these Terms and Conditions in that jurisdiction shall not be affected and the legality, validity and enforceability of these Terms and Conditions in any other jurisdiction shall not be affected.

THIRD PARTIES

Charismatic Debt Equity Fund and its affiliates shall have the benefit of the rights conferred on them by these Terms and Conditions but otherwise no person who is not a party to these Terms and Conditions may enforce its terms under the Contracts (Rights of Third Parties) Act 1999.

GOVERNING LAW

You agree that this website and its Terms and Conditions (and any non-contractual obligations arising from or in connection with them) are governed by and shall be construed in accordance with English law. You agree to submit to the exclusive jurisdiction of the English courts in connections with any dispute arising in relation to this website.

ENQUIRIES

If you have any enquiries in relation to this website, the Information or these Terms and Conditions, please contact Charismatic Debt Equity Fund at funds@charismatic.capital.